Tired of chasing overdue invoices?
If your cash flow is stuck behind unpaid invoices, you're not alone. For thousands of UK businesses, late payment quietly chips away at time, profit and peace of mind.
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Credit XS changes that.
Backed by the expert team at My Credit Controllers, Credit XS gives you a fast, professional way to collect what you’re owed, without putting your customer relationships at risk. Our team employs calm, courteous contact methods and adheres to up-to-date late payment laws to encourage prompt settlement.
Once you have picked your plan, you will need to register your account and pay the relevant fee to be granted access to the portal.
Get Paid Faster
Most invoices are resolved within days of submission. We act quickly, stay professional, and keep you updated every step of the way.
Protect Your Reputation
We use firm but courteous contact methods to preserve your client relationships. No drama, no aggressive tactics, just effective communication.
Clear, Fair Pricing
Our fees are shown upfront with no hidden costs. You stay in control, and in many cases, late payment compensation can cover the fee entirely.
Now, you can choose a plan that fits your business:
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Pick Which Plan Works for You
Use Pulse when you need help collecting one or two overdue invoices.
Use Flow when late payments are part of your day-to-day reality, and you want regular support to stay on top of them.
Once you have picked your plan, you will need to register your account and pay the relevant fee to be granted access to the portal.
Use Pulse when you need help collecting one or two overdue invoices.
Use Flow when late payments are part of your day-to-day reality, and you want regular support to stay on top of them.
Once you have picked your plan, you will need to register your account and pay the relevant fee to be granted access to the portal.
How it works
Fast. Simple. Professional.
Upload Your Invoice
It takes less than two minutes to get started. Just log in, upload your overdue invoice, and we’ll take it from there.
We Contact Your Customer
Our team gets in touch with your customer using calm, professional emails and phone calls. We follow up regularly while keeping your brand and tone in mind.
You Get Paid
Once payment is made, it goes directly into your account. You can track progress in your portal at any time, with real-time updates and full transparency.
What Our Clients say
Here’s what our clients have to say about using our Pulse and Flow service.
"Incredible service for commercial debt collection. After I lost some hope in an invoice getting paid. I submitted it to CreditXS and in less than 2 weeks they took care of it and negotiated a settlement. Was excellent service and I am so happy to have discovered them. They clearly know how to recover debt effectively. Highly recommended. Will use again."
"I would highly recommend CreditXS they were very efficient and got my money from a customer, If I get another problem I will most definitely use them for help."
"I'm impressed with their service. We had a client that we chased for a year and that was always saying that would pay next month but never paid so I was about to give up when I decided to give CreditXS a go. They managed to get the invoice paid in one month. Thank you for the great job guys! I really appreciate it. I will definitely recommend your service and use it again"
Ready to act?
Stop letting unpaid invoices drain your energy.Choose the plan that suits you and start the process today.
FAQs
Find answers to common questions about our debt collection and credit control services.
CreditXS is a simple, online debt recovery service designed for UK businesses. Once you submit your unpaid invoice, our team of expert credit controllers will work to recover the money for you, professionally and legally. You stay updated every step of the way.
No, any overdue invoice can be submitted.
Unlikely. We contact them calmly and professionally. Most clients appreciate the nudge.
Yes. It’s an annual plan, so you can cancel in writing 30 days before your renewal date.
We always approach debt recovery professionally and respectfully. Many debts are resolved without damaging business relationships, and we tailor our communication to reflect your brand tone and values where appropriate.
No, any overdue invoice can be submitted. Whether it's £100 or £10,000, if a business owes you money, we can help you collect it.
Yes. If your customer doesn’t settle after our collection efforts, providing the debt is over £1,000 we can help escalate the matter to small claims court for an additional fixed fee. We’ll guide you through the process and support you every step of the way.
Still have questions?
We're here to help you with any inquiries.
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