Outsourced Credit Control Services

Outsourced credit control services can help your business improve cash flow, reduce overdue invoices and free up valuable time for your team. At My Credit Controllers, we provide flexible outsourced credit control solutions tailored to businesses of all sizes, acting as an extension of your finance department to manage collections professionally and efficiently.

We help you secure faster payments, reduce bad debt and maintain positive customer relationships, allowing you to focus on running your business while we take care of your credit control.

What is Outsourced Credit Control?

Outsourced credit control is the process of appointing an external specialist to manage your credit control function. Rather than managing your credit control in-house, an experienced company like My Credit Controller works on your behalf to chase payments, manage customer accounts and boost cash flow while maintaining professional customer relationships.

Why Is It Important?

  • Improves cash flow and business liquidity.
  • Reduces late payments and the risk of bad debt.
  • Supports better financial planning and business growth.
  • Strengthens customer relationships through professional communication.
  • Frees up valuable time for your team when outsourced to experienced credit control specialists.
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In-House vs Outsourced
Credit Control

Whether you manage credit control in-house or choose an outsourced credit control service, the goal is the same – getting invoices paid on time and protecting your cash flow. The key differences are highlighted below to help you decide which approach is right for your business.

In-House Credit Control
Managed by your own team
Takes internal time and resources
Limited specialist expertise
Higher staffing and training costs
Staff absence can affect collections
Outsourced Credit Control
Dedicated credit control specialists
Frees your team to focus on growth
Access to proven systems and expertise
Flexible, cost-effective service
Continuous cover with no disruption

Why Choose My Credit Controllers

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A Simple Proven Process

We make outsourced credit control straightforward. Our team integrates seamlessly with your business, following a proven process to help you secure faster payments and improve cash flow.

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Professional Customer Relationships

We understand the importance of maintaining customer relations. Our experienced team communicates professionally and respectfully, protecting your reputation whilst encouraging payment.

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Clear Reporting & Complete Visibility

You'll always know how your accounts are performing with regular reports and updates. We provide clear insight into payments, outstanding invoices and collection activity, giving you complete visibility

Why Businesses Choose Outsourced Credit Control

Professional outsourced credit control is about more than collecting payments. A proactive approach improves working capital, reduces risk and creates a stronger foundation for business growth.

Strengthen Cash Flow

Getting invoices paid on time helps maintain a healthy cash flow, giving your business the financial stability to cover day-to-day costs, invest in growth and plan confidently for the future. Effective credit control reduces delays and keeps money moving through your business.

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Reduce Bad Debt

A proactive outsourced credit control process helps identify payment issues early and ensures overdue invoices are followed up consistently. This approach reduces the risk of unpaid debts, protects your revenue and minimises the financial impact of late-paying customers.

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Build Stronger Customer Relationships

Outsourced credit control services are about more than collecting payments. Our team communicates professionally and respectfully.  to encourage prompt payment while maintaining customer relationships, helping you protect your reputation and build long-term trust.

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Support Business Growth

With improved working capital and fewer overdue invoices, your business can spend less time dealing with payment issues and more time focusing on growth. Strong outsourced credit control services provide the financial confidence needed to invest, recruit and plan for the future.

A woman in discussion at a meeting table, representing transparent credit control processes
Abstract illustration of large gears and machinery moving coins, representing efficient invoice collection
A man smiling in a meeting, representing reliable credit control support for businesses
Abstract illustration of two figures operating a machine with a pound symbol, representing a proactive approach to managing payments
A woman in discussion at a meeting table, representing transparent credit control processes

Industries We Support

Small Business & Freelancers

Improve cash flow and reduce late payments with outsourced credit control tailored to small businesses.

Construction

Reduce debtor days and improve cash flow across ongoing projects and subcontractor payments.

Healthcare & Medical

Ensure reliable payments so you can focus on patient care, not chasing invoices.

Accountants

Support your clients with outsourced credit control while freeing up your team for higher-value work.

Insolvency Practitioners

Support insolvency casework with professional debtor management that helps maximise recoveries.

Other Industries

From retail to professional services, we help businesses in every industry get paid faster.

Our 5-Step Process

Quote

Step 1: Free Consultation

We begin with a friendly, no-obligation consultation to understand your business, your credit control challenges and your goals. We'll then recommend the right level of support for your needs.

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Step 2: Onboarding & Setup

Getting started is quick and straightforward. We'll set up your account, integrate with your existing processes and tailor our approach, making our service a seamless extension of your team.

Step 3: Credit Control in Action

We manage your collections professionally and consistently. From payment reminders to chasing overdue invoices, we help recover late payments while maintaining positive customer relationships.

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Order

Step 4: Transparent Reporting

Receive regular updates on payments collected, outstanding invoices and collection activity. With complete visibility over your accounts, you'll always know how your credit control is performing.

Support

Step 5 - Ongoing Support & Confidence

Our expert team of Credit Controllers provide ongoing support and regular service reviews to ensure your credit control continues to meet your business needs and continues to improve cash flow

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What Our Clients Say

Here’s what our clients say about the difference we’ve made to their businesses:

I’ve been working with this team since March and I honestly can’t thank them enough. Before partnering with them, my role as Finance Manager was becoming increasingly overwhelming. Customers were becoming more resistant to paying on time and it felt like a constant uphill battle.

Since we started working together, everything has improved. The reporting is clear, the processes are efficient, and the support has been outstanding. We work closely with Kirsty and she has been amazing. She is professional, responsive and a real pleasure to work with.

The entire team has made a huge difference and I’m truly grateful for the positive impact they’ve had on our business.
S G
Valued Customer
"Working with Sam has shown me the importance of cash-flow.

I've had two issues with payments in the entirety of being in business and with Sam's knowledge made me apply certain measures moving forward to make sure Example always gets paid on time and properly."
Elliot Ghali
Valued Customer
"I am delighted to recommend Sam and her exceptional team at MyCreditControllers for their outstanding services. They handle all my invoicing needs with utmost professionalism, ensuring that I am paid on time and that any queries are efficiently resolved. This level of support allows me to focus on the core aspects of my business where I excel, knowing that my financial matters are in expert hands.

Sam's expertise is evident in every interaction; she consistently demonstrates a high level of proficiency and dedication. Her professional approach has significantly streamlined my invoicing process, reducing stress and improving my cash flow.

I wholeheartedly recommend Sam and the MyCreditControllers team to any business seeking reliable and expert financial management services. They have truly made a remarkable difference in my business operations."
Helen Warman
Valued Customer
"My Credit Controllers are a brilliant at what they do.My Credit Controllers are a brilliant company to work with and they have taken away the hassle of chasing overdue invoices.

Sam, Matt and the team are great to work with and our appointed credit controller Katey is so nice and very professional. I now have very little problems with overdue invoices because the system that has been put in place is working very well.

Credit control is a service that is so valuable to my business and has dramatically reduced our worry when invoices are due.

I would not hesitate to recommend My Credit Controllers to any business for credit control."
Chris Owen
Valued Customer
"If you are looking to outsource credit control then look no furtherWe've been using My Credit Controllers for a couple of years now. Chrissie has become like a member of our team and has done an amazing job of getting our sales ledger into shape and making sure that cash flow is running as well as it possibly can be. The reporting is excellent; we can easily and accurately forecast the cash due into our business every month. We recently dedicated extra resources to recovering older debt and tidying up our ledgers and it has been a great move as we've been able to recover historical debt that we thought was lost and some of the old mistakes have been corrected to give us a much more accurate picture of what is due to us.

Overall, a very professional, well-managed outfit with a friendly service and great value for what you pay. If you are looking to outsource your credit control then look no further."
Jamie Munro
Valued Customer

Helpful Tools to Support Your
Credit Control

Icon of a clock with motion lines, symbolising speed and efficiency in managing credit control

Quickly calculate what you're owed on overdue invoices in line with UK legislation.

An icon showing stacked coins with a trend line, representing reducing bad debt.

Understand your average debtor days and identify areas to improve working capital.

Icon of a calendar with a clock and cog, representing flexible scheduling and adaptable support without long-term contracts

Access professionally written templates to help you follow up on late payments firmly and professionally.

FAQs

Find answers to your most common questions about our debt collection service.

Still have a question?

What is an outsourced credit control service?

An outsourced credit control service allows a specialist provider to manage your credit control on your behalf. From payment reminders and invoice chasing to debtor reporting and customer communication, we act as an extension of your business to help reduce overdue invoices.

Who is outsourced credit control suitable for?

Our outsourced credit control services are suitable for businesses of all sizes, from startups and SMEs to larger organisations looking for additional support. Regardless of the level of support you need, we customise our solution to meet your business needs and improve cash flow.

How do your outsourced credit control services work?

Our outsourced credit control service begins with a consultation to understand your business and processes. You'll then be assigned a dedicated Credit Controller who manages invoice reminders, payment chasing, customer communication and reporting, working alongside your team. 

What industries do you support?

We provide outsourced credit control services for businesses across a wide range of industries, including construction, manufacturing, retail, logistics and professional services. Our experienced team adapts its approach to suit your sector, customers and payment processes.

Can I outsource credit control for one-off projects or overdue invoices?

Yes. Alongside our ongoing outsourced credit control services, we also support businesses with one-off collections, overdue invoices and temporary accounts receivable requirements. Whether you need short-term assistance or a long-term solution, we can provide the right level of support.

Can outsourced accounts receivable strengthen cash flow?

Yes. Outsourcing your accounts receivable helps ensure invoices are chased promptly, payments are collected efficiently and debtor days are reduced. With a consistent, proactive approach, we can help reduce overdue invoices while freeing up valuable time for your internal team.

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